Collab Zone Terms of Service
Following are the terms of service (“Terms of Service”) for the Collab Zone community (“Collab Zone” or “community”). Collab Zone is operated and managed by Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (“ANZ”) under the domain name www.collabzone.com. Collab Zone is operated on behalf of ANZ and its related bodies corporate (together, “ANZ Group”). These Terms of Service apply to any use of, or access to, Collab Zone. All references in these Terms of Service to ANZ include a reference to the ANZ Group and its and their authorised agents or service providers. “You” and “your” in these Terms of Service refers to a Collab Zone user.
You agree that you are bound by these Terms of Service when you use Collab Zone. You agree to be fully responsible and liable for your use of Collab Zone, and for any use of your registration membership and password by any other person.
Your access to Collab Zone may be terminated or suspended at any time by ANZ without notice to you and you will no longer be authorised to access Collab Zone. All disclaimers and limitations of liability by ANZ will survive termination or suspension, however, you will no longer be authorised to access Collab Zone. ANZ also has the right to remove or edit any material posted by ANZ and/or you on Collab Zone at any time and without notice to anyone.
Collab Zone is a community created for business owners, their employees, industry bodies and other enthusiasts. Although this community is designed for business owners, industry experts and employees, ANZ welcomes anyone with an interest in business to participate in this community. ANZ expects all users to observe the community rules of conduct set forth in these Terms of Service.
You may not use your registration membership (or allow anyone else to use your registration membership) to post or transmit:
Automated moderation may remove or mask numbers or words that appear to breach these Terms of Service. If you feel your posts have been incorrectly modified please notify ANZ by using the "Report Inappropriate Content" feature in the Options menu of the message. If you recognise any violation of these Terms of Service, please also notify us.
Security and privacy
ANZ understands that as a user of Collab Zone, you may be concerned about your privacy, confidentiality and the security of information we may gain about you online. ANZ is committed to protecting your privacy. This section explains how your personal information will be treated as you access and interact with Collab Zone.
Storage of information
The information that ANZ collects about you is dependent on how you use Collab Zone. If you register for Collab Zone, the information will be collected and stored using cloud technology by Lithium Technologies, Inc. (“Lithium”) on behalf of the ANZ Group, for the purposes of giving you access to Collab Zone and assisting ANZ in the design, operation and management of Collab Zone. ANZ has an agreement with Lithium with provisions to protect your information.
Unfortunately, no data stored using cloud technology can be guaranteed as totally secure. Accordingly, although ANZ strives to protect such information, ANZ cannot ensure or warrant the security of this information and it is stored at your own risk. Lithium is not responsible to you for the collection, storage and use of your information.
A “cookie” is a small text file placed on your computer by our web server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.
ANZ uses “cookies” as a fundamental part of our interaction with your Internet browser. The purpose is to provide you with a better and more customised service and with a more effective website.
ANZ allocates a cookie to each Internet browser that visits the Collab Zone website. This cookie does not allow us to collect personally identifiable information about you. The cookies are used for security, marketing and personalisation purposes, including:
Most of the Collab Zone website operates using this type of cookie. Accordingly, if you wish to make full use of the Collab Zone website, it is required that you accept cookies.
In certain circumstances we may share your cookie and location data information with third parties that help us provide the Collab Zone service or to advertise ANZ products on websites operated by third parties (“Third Party Websites”).
When you access Collab Zone after viewing an ANZ advertisement on a Third Party Website, the advertising company collects information on how you use Collab Zone (e.g. which pages you view).
If we disclose your personal information to a third party who is providing services to us, we will require the third party to protect your information in accordance with privacy laws and to treat your information confidentiality.
We may also share de-identified, aggregated information and data with third parties, advertisers or related parties.
The manner in which we may use information you provide to us is set out under the heading “Licence to use posted information” in these Terms of Service.
ANZ takes reasonable steps to preserve the security of cookie and personal information. Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Accordingly, although ANZ strives to protect such information, ANZ cannot ensure or warrant the security of any information you transmit using Collab Zone.
If users have personal or confidential information they wish to share with ANZ or other users, the website or its public forums are not an appropriate medium to communicate this information and ANZ advises you not to disclose any such personal or confidential information.
User Profile Information
ANZ may refuse to grant you, and you may not use, a screen name or email address that is already being used by someone else, that impersonates another person, that belongs to another person (without that person's prior consent), that violates the intellectual property or other rights of any person, that is vulgar or otherwise offensive, or that ANZ rejects for any other reason, at its sole discretion. In consideration of your use of Collab Zone you agree that all information provided in your profile is accurate, true, current, and complete. ANZ may terminate your registration membership if any of the information provided is found to be inaccurate, false, out of date, or incomplete.
User Generated Content
All material (including discussions, messages, blog posts, links to articles or other postings, hereafter referred to as “material”) that a user places on Collab Zone may be viewed by any person. ANZ has the right to edit or remove such material in its own discretion.
Material on Collab Zone expresses the views of the user and not those of ANZ.
Material on Collab Zone will be monitored daily by ANZ or its agents. Any material posted on Collab Zone that does not comply with these Terms of Service will be edited or removed, without notice to the person who posted the material. This includes any material posted or topics that are of an unacceptable nature, as set out at the beginning of these Terms of Service, under the section “Conduct”. Posting of names, email/addresses, phone numbers and personal website addresses/directions/usernames is also not permitted on Collab Zone.
While ANZ will monitor the material for compliance with these Terms of Service, ANZ does not endorse or guarantee the accuracy of any material and is not responsible for any material posted on Collab Zone by users. ANZ is not liable for any website links posted within the discussion areas; website links posted within the discussion areas which may link to sites not administered or under the control of ANZ or its agents, and users must open such links at their own risk. ANZ is not liable for any errors or delays in the content or transmission of material on the website.
The Collab Zone contains general information only. Its content is for information purposes only, is subject to change and is not a substitute for commercial judgement or professional advice. This material does not take into account your personal and financial needs and/or circumstances, and you should seek appropriate advice (which may include property, legal, financial and/or taxation advice) before making any decisions or acting on any of the information contained in this material.
Licence to use posted information
You provide to ANZ a non-exclusive, transferable and sub-licensable, perpetual, irrevocable worldwide licence to use the intellectual property rights in any information and material you place on the Collab Zone, which includes the design, layout and formatting of such information and material. Information and material contemplated to be captured by this licence includes (but is not limited to) your company logo or any photo that you upload to Collab Zone, the address of your website and any links to your social media pages.
ANZ may include a copy of the photo or logo, a link to your website and any links to your social media pages with any information that relates to you on Collab Zone. As examples, ANZ may include your company logo or photo in a directory of Collab Zone users and with all information and comments you post on Collab Zone. These will then be available to any Collab Zone user and the general public.
Links to other websites
The Collab Zone may from time to time contain links to Third Party Websites, including links posted on Collab Zone by users. ANZ does not necessarily endorse, or necessarily approve of the operators of Third Party Websites, or the information, graphics and material on those Third Party Websites (“Third Party Material”).
Subject to any applicable law which cannot be excluded, ANZ makes no warranties or representations:
All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the third party website operator.
Unauthorised Use of registration or personal information
You must keep your Collab Zone registration membership and password safe and secure and free from unauthorised use and disclosure at all times.
You are fully responsible and liable for any use of Collab Zone by anyone using your registration membership and password, even where that use is unauthorised or without your knowledge.
You are also fully responsible and liable for any use of your personal information that you disclose on Collab Zone, even where that use is unauthorised by you.
You agree to fully indemnify ANZ and Lithium against any damage or loss they may suffer directly or indirectly as a result of any use of your registration membership or password, or any use of your personal information disclosed in Collab Zone, even where that use is unauthorised or without your knowledge.
Notwithstanding this indemnity, ANZ retains the right to assume the conduct of any defence to a claim brought against it, and you agree to provide all reasonable cooperation (including by making relevant documents available) that we may require from you.
The language of the Collab Zone website is English.
These are the current Terms of Service. ANZ reserves the right to modify these Terms of Service at any time, effective upon publishing of the modified Terms of Service on Collab Zone. You accept that by doing this, ANZ is deemed to have provided you with sufficient notice of the variation.
ANZ reserves any rights not expressly granted in these Terms of Service.
Limitation of Liability and Indemnification
Subject to any obligations implied by law and which cannot be excluded, ANZ has no liability to you whatsoever for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) arising out of or referable to your use of Collab Zone, including material on Collab Zone or Third Party Material, whether such liability arises in contract, tort including negligence, statute or otherwise, except to the extent that they arise due to the negligence, fraud or wilful default of ANZ, its employees, officers, contractors or agents.
In addition, neither ANZ nor Lithium has any liability to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) arising out of or referable to any material posted on Collab Zone if ANZ and/or Lithium complies with any notice of claimed intellectual property infringement and counter-notices and any court orders relating to take-down or put back.
You agree to indemnify, hold harmless and defend ANZ, its shareholders, directors, officers, employees and agents from and against any action, cause, claim, damage, debt, demand or liability, including reasonable costs and attorney's fees, asserted by any person, arising out of or relating to: (a) your use of Collab Zone, including any data or material transmitted or received by you; and (b) any libelous, slanderous, indecent or other statement concerning any person made or republished by you.
Governing Law and Venue
The law applicable to your use of Collab Zone is the law of the State of Victoria, Australia.